Welcome to India Business Solutions Pvt Ltd (“Company”, “we”, “our”, or “us”). By accessing or using our website, services, and content available through www.consultibs.sg (“Website” or “Service”), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our Website or Services.

1. Acceptance of Terms

By accessing this Website, you confirm that you have read, understood, and agree to comply with these Terms of Use, our Privacy Policy, and all applicable laws and regulations.

2. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Website.

You shall not:

• Use the Website for any fraudulent or unlawful activity.
• Attempt to gain unauthorized access to any portion of the Website.
• Interfere with the operation or security of the Website.
• Upload or distribute malicious software, viruses, or harmful code.

3. Services

The Company provides financial consulting, CFO advisory, business setup, accounting, taxation, and related professional services.

All information provided on the Website is for general informational purposes only and should not be considered professional, legal, tax, or financial advice unless specifically agreed upon through a formal engagement.

4. User Accounts

Certain services may require account registration.

You are responsible for:

• Maintaining the confidentiality of your account credentials.
• Restricting access to your account.
• All activities conducted under your account.

The Company reserves the right to suspend or terminate accounts that violate these Terms.

5. Intellectual Property Rights

All content available on the Website, including but not limited to:

• Text
• Graphics
• Logos
• Images
• Software
• Designs
• Service marks

are the exclusive property of India Business Solutions Pvt Ltd and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or commercially exploit any content without prior written consent.

6. Third-Party Links

The Website may contain links to third-party websites.

We do not control or endorse such websites and are not responsible for:

• Their content
• Privacy practices
• Services offered

Your use of third-party websites is at your own risk.

7. Disclaimer of Warranties

The Website and Services are provided on an “as is” and “as available” basis.

The Company makes no warranties regarding:

• Accuracy of information
• Availability of the Website
• Error-free operation
• Security or uninterrupted access

To the fullest extent permitted by law, all warranties, express or implied, are disclaimed.

8. Limitation of Liability

Under no circumstances shall India Business Solutions Pvt Ltd, its directors, employees, partners, or affiliates be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

• Use of the Website
• Inability to use the Website
• Errors or omissions in content
• Unauthorized access to data

Your sole remedy for dissatisfaction with the Website is to discontinue its use.

9. Indemnification

You agree to indemnify and hold harmless India Business Solutions Pvt Ltd and its affiliates from any claims, losses, liabilities, damages, costs, or expenses arising from:

• Your use of the Website
• Violation of these Terms
• Violation of any rights of another party

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time.

Updated terms will be posted on this page with a revised effective date. Continued use of the Website after changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of Singapore.

Any disputes arising from these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of Singapore.